SYMETRIQ

SYMETRIQ — Risk Disclosure Statement

Document version: v3.0-DRAFT · Effective launch · Version 3.0 Status: DRAFT FOR LEGAL REVIEW — NOT FINAL. Must be reviewed and approved by qualified fintech / securities / CFTC counsel before publication. Supersedes: SYMETRIQ Risk Disclosure v1 (S195, June 2026) Companion to: SYMETRIQ Terms of Service v4.1 ("Terms"). Capitalized terms not defined here have the meaning given in the Terms.

READ THIS STATEMENT CAREFULLY BEFORE USING SYMETRIQ TO TRADE, AND AGAIN BEFORE YOU ENABLE LIVE TRADING.

TRADING CAN CAUSE THE TOTAL LOSS OF YOUR MONEY — AND, WITH LEVERAGED PRODUCTS, LOSSES GREATER THAN THE MONEY YOU DEPOSITED. AUTOMATED TRADING CAN LOSE MONEY FASTER THAN MANUAL TRADING, WITHOUT YOU WATCHING, AND BECAUSE OF SOFTWARE ERRORS, DATA ERRORS, OR ARTIFICIAL-INTELLIGENCE ERRORS THAT NO ONE INTENDED. SYMETRIQ IS SOFTWARE. SOFTWARE IS NOT PERFECT. YOU USE IT AT YOUR OWN RISK, AND YOU ARE SOLELY RESPONSIBLE FOR EVERY RESULT.

SYMETRIQ IS NOT A BROKER, EXCHANGE, INVESTMENT ADVISER, OR COMMODITY TRADING ADVISOR. IT GIVES NO ADVICE, MAKES NO RECOMMENDATIONS, HOLDS NO MONEY, AND GUARANTEES NOTHING. THIS STATEMENT CANNOT DESCRIBE EVERY RISK. IF YOU DO NOT UNDERSTAND IT, DO NOT TRADE.

Section map

A. Read this first — the ten things you must understand

  1. What this statement is and when you will see it
  2. The basic risk of trading
  3. Risks of particular instruments
  4. Risks of automated trading
  5. Software is not perfect — defect, update, and dependency risk
  6. Artificial-intelligence risk
  7. Risk controls — what they do and what they cannot do
  8. The Halt Switch is halt-only
  9. Hypothetical performance — backtests, walk-forward, simulation, Paper Mode, AutoResearch (prescribed statements)
  10. Strategy Builder and AutoResearch risk
  11. Broker, counterparty, and account risk
  12. Security and credential risk
  13. Availability, outages, emergency actions, and business-continuity risk
  14. Third-party infrastructure and data risk
  15. Multi-tenant, cadence, and capacity risk
  16. Regulatory, legal, and tax risk
  17. Conflicts of interest
  18. Behavioral risk — automation bias and over-reliance
  19. No guarantees, no suitability, no advice
  20. What you must do
  21. Your acknowledgment

A. Read this first — the ten things you must understand

  1. You can lose everything you put into a Broker account, and with leverage you can owe more than you deposited.
  2. SYMETRIQ runs the rules you set. It does not decide for you, advise you, or protect you from your own Strategy.
  3. Software has bugs. Ours will too. A bug, an update, or a bad data feed can place wrong orders, miss orders, or place duplicate orders. We are not responsible for your trading losses when that happens.
  4. The AI agents can be wrong, and can be manipulated by what they read. Their output is commentary, not advice.
  5. Risk controls reduce risk; they do not remove it. Stop-losses can fill far from their price or not at all.
  6. The Halt Switch stops new orders. It never closes positions. After any halt, you must go to your Broker and manage what is open.
  7. Every backtest, simulation, and paper result is hypothetical. It was made with the benefit of hindsight and it is not a prediction.
  8. Your Broker holds your money and controls your account. If your Broker fails, restricts you, or liquidates you, that is between you and your Broker.
  9. If your API key is stolen — from your device, from a phishing site, from anywhere — trades can be placed in your account. Use trade-only keys and never share them.
  10. We are a small company running pre-release software. We can go offline, change, or shut down. Keep your own hand on the wheel at your Broker at all times.

In plain terms: if any of these ten surprises you, stop here and read the rest before you connect real money.

1. What this statement is and when you will see it

1.1 This statement describes material risks of using SYMETRIQ and of trading generally. It is not exhaustive. Markets, software, and the law change; new risks arise that no one has described.

1.2 You will be asked to accept this statement when you create an account, again before Live Mode is enabled for your account, and again whenever we revise it materially. Each acceptance is recorded with the version and a content hash. If you do not accept it, you may not trade through SYMETRIQ.

1.3 Accepting this statement does not make any risk go away, and it is not a substitute for your own understanding, your own monitoring, or independent professional advice.

2. The basic risk of trading

2.1 Trading stocks, exchange-traded funds, futures, foreign exchange, digital assets, and other instruments carries a high risk of loss. Prices move quickly and unpredictably. You may lose the entire amount you commit.

2.2 With leveraged or margined products — including futures, forex, and margin or perpetual digital-asset products — a small price move produces a large gain or loss relative to your deposit. You can lose more than your entire deposit and be required to pay the difference to your Broker.

2.3 Past performance of any market, instrument, indicator, or Strategy is not a reliable indicator of future results. Conditions that made a Strategy work can end without warning.

2.4 Only trade with money you can afford to lose completely, without affecting your living expenses, debts, or obligations to others.

In plain terms: this is not a savings product. It is a way to bet on prices with software doing the clicking. The floor is zero and, with leverage, below zero.

3. Risks of particular instruments

3.1 Stocks and ETFs. Prices gap between sessions and around news. Trading halts, delistings, splits, dividends, and reverse splits can leave a Strategy holding a position it was not designed for. Short positions have unlimited theoretical loss and may be subject to forced buy-ins.

3.2 Futures. Futures are highly leveraged. Contracts expire; if your Strategy does not handle expiry and roll, you may hold a contract into delivery or settlement. Daily price limits can prevent you from exiting a losing position. Margin requirements change without notice and your Broker may liquidate you to meet them.

3.3 Retail foreign exchange. Off-exchange forex is not traded on a regulated exchange. When you trade with a forex dealer, the dealer is your counterparty — when you sell, the dealer buys; when you buy, the dealer sells — so your dealer profits when you lose. Funds at a forex dealer may not carry the protections of exchange-traded customer funds. Financing charges accrue at daily rollover. Weekend and holiday gaps can jump past your stop. SYMETRIQ is not an exchange and not your dealer; it is an electronic connection to your dealer, and the availability of that connection is not guaranteed.

3.4 Digital assets. Digital-asset markets trade continuously, are highly volatile, thinly regulated, prone to manipulation, and subject to exchange failures, withdrawal freezes, hacks, insolvencies, delistings, forks, and network events. Assets can lose all value. Transactions can be irreversible. Regulatory action can make an asset illegal or unavailable overnight.

3.5 Foreign markets. Instruments on foreign venues are subject to foreign rules, foreign currency movements, and foreign-market hours, and may not carry the protections of your home market.

3.6 Instruments the Platform can reach but you do not understand. The Platform gives access to over 120 instruments across asset classes. Access is not a suggestion. Trade only what you understand.

3A. Day trading, margin, and Symetriq Academy

3A.1 Day trading is high risk. Buying and selling the same instrument within a day concentrates risk into short periods. Spreads, commissions, slippage, and fast moves weigh more heavily on short holding periods. Most people who day trade lose money. Automation can make losses happen faster than you can react.

3A.2 Margin can lose more than you deposit. Trading on margin or with leverage magnifies losses as well as gains. Your Broker can raise margin requirements, issue margin calls, and liquidate your positions without asking you, at prices you do not choose. In some accounts and markets you can owe more than you deposited.

3A.3 The U.S. pattern-day-trader rule was replaced in 2026 — this does not make day trading safer. FINRA amended Rule 4210 (SEC approval April 2026; effective June 4, 2026). The amendments removed the "pattern day trader" designation, the four-day-trades-in-five-days test, and the $25,000 minimum-equity requirement, and replaced them with an intraday margin standard: Brokers must measure intraday margin deficits and can call or restrict your account based on intraday exposure. Regulation T initial margin and maintenance margin still apply. Your Broker may set stricter house rules than FINRA requires.

3A.4 The Academy is education, not a recommendation. Symetriq Academy teaches concepts; it does not recommend day trading, margin, or any instrument, and its examples are not evidence that any method works (Terms of Service, Section 13A). Lesson content can be out of date. Your Broker's current rules govern your account.

4. Risks of automated trading

Automated trading has every risk of manual trading plus the following, any of which can cause rapid, large, or repeated losses without your involvement:

4.1 Strategy and design risk. Errors in your logic, wrong assumptions, mis-set parameters, or a rule that behaves differently in live markets than in testing. A Strategy that was profitable in a backtest can lose steadily or catastrophically in live trading.

4.2 Configuration risk. A wrong instrument, wrong position size, wrong direction, wrong timeframe, wrong risk limit, disabled stop, or wrong Broker account selected. The Platform runs what you set, including your mistakes.

4.3 Connectivity risk. Loss of connection between you and the Platform, between the Platform and your Broker, or between your Broker and the market. A dropped connection can leave orders unsent, unconfirmed, or unmanaged, and can leave you unable to see what has happened.

4.4 Data risk. Delayed, missing, duplicated, erroneous, or manipulated market data can cause a Strategy to enter, exit, or hold when it should not. Bad ticks, feed outages, and revised data happen.

4.5 Execution risk. Orders may be rejected, delayed, partially filled, filled at a worse price, or filled twice. Brokers and exchanges may cancel or bust trades. Your Broker may reject an order for reasons the Platform cannot see.

4.6 Duplicate, runaway, and repeated-order risk. A retry after an ambiguous Broker response, a reconnect, a race between components, or a logic loop can place more orders than intended, repeatedly, in seconds. This is one of the most damaging failure modes of any automated system.

4.7 Latency and slippage risk. Time passes between signal, order, and fill. Prices move in that time. Slippage is worse in fast, thin, or gapping markets — exactly when a Strategy is most likely to be exiting.

4.8 Timing and cadence risk. The Platform evaluates Strategies on a cadence set by your subscription tier, not continuously. Signals occur between evaluations. A move that begins and reverses inside one interval is missed or acted on late.

4.9 Third-party change risk. Brokers, exchanges, and data providers change their APIs, rules, symbols, permissions, and rate limits without notice. A change can silently break an integration.

4.10 Unattended-operation risk. Automation runs while you sleep, work, or travel. Losses can accumulate for hours before you see them. Automation is not supervision.

4.11 Interaction risk. Multiple Strategies, multiple Broker accounts, or outside activity in the same account (manual trades, other software, your Broker's own actions) can interact in ways no single Strategy anticipated.

In plain terms: automation removes hesitation, and hesitation was sometimes the thing saving you. A bot repeats a mistake as reliably as it repeats a good decision.

5. Software is not perfect — defect, update, and dependency risk

5.1 SYMETRIQ contains, and will always contain, software defects. Some are unknown to us. A defect can cause the Platform to place an order that should not have been placed, fail to place one that should have been, place the wrong size or direction, mis-record a position, misapply a risk limit, mis-compute an indicator, or stop without warning.

5.2 Updates can change behavior. We update the Platform, its indicator implementations, its data handling, and its engine. An update can introduce a new defect or change how an existing Strategy behaves on the same data. We version components and test before release, but no testing finds every problem, and a change we consider minor may matter to your Strategy.

5.3 Dependencies fail. The Platform is built on third-party libraries, language runtimes, operating systems, and cloud services, any of which can contain defects, be withdrawn, or change.

5.4 Testing has limits. Our test suite, staging environments, and paper simulations cannot reproduce every market condition, Broker response, or timing sequence. A defect may appear only in live conditions, only for one Broker, or only under load.

5.5 Pre-release and small team. The Platform is early-stage software operated by a very small team. Response to a defect may be slower than you would expect from a large institution. There is no 24-hour operations desk.

5.6 Where responsibility sits. To the fullest extent the law allows, we are not responsible for trading losses caused by software defects, update regressions, dependency failures, data errors, or AI errors, whether or not the defect was ours and whether or not we could have found it. The Terms limit our liability accordingly. If that allocation is not acceptable to you, do not use the Platform with real money.

In plain terms: every piece of software you have ever used has had bugs. This one controls orders in your Broker account. We work hard to find bugs first; we will not find them all; and when one costs you money, that cost is yours. Trade sizes you could survive a bug at.

6. Artificial-intelligence risk

6.1 Parts of the Platform use large language models through an LLM provider you connect. LLM outputs are probabilistic. They can be wrong, fabricated, outdated, internally inconsistent, or confidently misleading, and can differ between runs on the same input.

6.2 Agents read third-party content — news, social sentiment, commentary. That content can be false, planted, or written to manipulate automated systems. Agent output can be distorted by what it reads.

6.3 Agent outputs — including bull/bear arguments, regime calls, sentiment scores, and swarm consensus — are generalized software output, not advice, and not tailored to you. Words like "bullish," "favors," or "suggests" describe a model's output, not our recommendation.

6.4 If you tell an agent about your own positions or finances, its response is still generalized software output and creates no advisory relationship.

6.5 Your LLM provider can be unavailable, rate-limited, unfunded, or changed at any time. AI-dependent features degrade or stop; the trading engine continues running your Strategy without them.

6.6 At launch, AI outputs are display-only: they are shown to you for information and never enter the decision path. They do not set direction, size, entry, exit, or whether an order is sent; your compiled Strategy and the risk gate decide that.

6.6 When you interact with an agent, you are interacting with generative AI, not a person. It will tell you so whenever you ask.

6.7 We are not responsible for losses arising from AI outputs, whether the output was wrong, manipulated, missing, or misunderstood.

In plain terms: the agents are smart-sounding software that reads the internet and argues with itself. Useful, sometimes wrong, never in charge. Never let an AI sentence be the only reason you trade.

7. Risk controls — what they do and what they cannot do

7.1 Risk gate. Before an order is transmitted, the Platform checks it against limits you configure — position size, per-trade loss, daily loss, drawdown, exposure, correlation, instrument rules — and against our engine-wide limits. The risk gate is designed to block on failure rather than pass. It is software: it can be misconfigured by you, defeated by bad data, bypassed by events it cannot see (a fill it never learned about, a manual trade, a Broker action), or defective.

7.2 Broker-side stop-loss and take-profit. For Live Mode the Platform requires a stop-loss held at your Broker where the Broker supports it, so protection survives a Platform outage. A stop-loss is not a guarantee. In a gap, a fast market, a thin market, a halt, or a Broker outage, a stop can fill far from its price or not fill at all. Some Brokers do not support Broker-side stops for some instruments; where a Broker cannot enforce a stop, the Platform may decline to support Live Mode for it.

7.3 Engine-wide limits. We maintain limits that apply to every User. Your limits sit beneath ours and can only be stricter. An engine-wide trigger halts every User, including you, regardless of your own settings.

7.4 Reconciliation. The Platform periodically compares its records with your Broker's. A discrepancy can halt order transmission for your account until resolved. Your Broker's records control.

7.5 Limits can be wrong in both directions. A limit set too loose lets a loss run. A limit set too tight halts a Strategy that would have recovered, or halts you at the worst possible moment. You choose the limits.

In plain terms: the risk gate is the seatbelt. It helps in most crashes. It does not help if you unbuckle it, if the sensor is broken, or if the truck is big enough.

8. The Halt Switch is halt-only

8.1 When a Halt is triggered — by you, by a risk limit, by reconciliation, or by us — the Platform stops sending new orders. It does not close, reduce, hedge, or modify any position you hold. Your open positions stay open at your Broker, protected only by whatever Broker-side orders are already in place.

8.2 This is deliberate. Automatically liquidating your positions could itself cause loss, could liquidate into an illiquid market, and would require us to exercise discretion over your account, which we do not do.

8.3 After any Halt, outage, suspension, or account closure, you must go to your Broker and manage your open positions yourself. Positions can gain or lose value during a halt. We have no ability and no obligation to manage them, and we are not liable for changes in their value while halted.

8.4 The Halt Switch depends on connectivity and on your Broker accepting cancel requests for pending orders. Orders already at your Broker may still fill after a Halt is requested.

In plain terms: the big red button means "stop placing new bets." It does not mean "get me out." Getting out is your job, at your Broker, every time.

9. Hypothetical performance — backtests, walk-forward, simulation, Paper Mode, and AutoResearch

9.1 Every backtest, walk-forward test, optimization result, simulation, Paper Mode result, AutoResearch output, and any other performance figure the Platform shows that was not produced by actual trading of real money is Hypothetical Performance. The following prescribed statements apply to all of it.

9.2 CFTC Rule 4.41(b)(1)(i) statement:

THESE RESULTS ARE BASED ON SIMULATED OR HYPOTHETICAL PERFORMANCE RESULTS THAT HAVE CERTAIN INHERENT LIMITATIONS. UNLIKE THE RESULTS SHOWN IN AN ACTUAL PERFORMANCE RECORD, THESE RESULTS DO NOT REPRESENT ACTUAL TRADING. ALSO, BECAUSE THESE TRADES HAVE NOT ACTUALLY BEEN EXECUTED, THESE RESULTS MAY HAVE UNDER- OR OVER-COMPENSATED FOR THE IMPACT, IF ANY, OF CERTAIN MARKET FACTORS, SUCH AS LACK OF LIQUIDITY. SIMULATED OR HYPOTHETICAL TRADING PROGRAMS IN GENERAL ARE ALSO SUBJECT TO THE FACT THAT THEY ARE DESIGNED WITH THE BENEFIT OF HINDSIGHT. NO REPRESENTATION IS BEING MADE THAT ANY ACCOUNT WILL OR IS LIKELY TO ACHIEVE PROFITS OR LOSSES SIMILAR TO THESE BEING SHOWN.

9.3 NFA Compliance Rule 2-29(c) statement:

HYPOTHETICAL PERFORMANCE RESULTS HAVE MANY INHERENT LIMITATIONS, SOME OF WHICH ARE DESCRIBED BELOW. NO REPRESENTATION IS BEING MADE THAT ANY ACCOUNT WILL OR IS LIKELY TO ACHIEVE PROFITS OR LOSSES SIMILAR TO THOSE SHOWN. IN FACT, THERE ARE FREQUENTLY SHARP DIFFERENCES BETWEEN HYPOTHETICAL PERFORMANCE RESULTS AND THE ACTUAL RESULTS SUBSEQUENTLY ACHIEVED BY ANY PARTICULAR TRADING PROGRAM. ONE OF THE LIMITATIONS OF HYPOTHETICAL PERFORMANCE RESULTS IS THAT THEY ARE GENERALLY PREPARED WITH THE BENEFIT OF HINDSIGHT. IN ADDITION, HYPOTHETICAL TRADING DOES NOT INVOLVE FINANCIAL RISK, AND NO HYPOTHETICAL TRADING RECORD CAN COMPLETELY ACCOUNT FOR THE IMPACT OF FINANCIAL RISK IN ACTUAL TRADING. FOR EXAMPLE, THE ABILITY TO WITHSTAND LOSSES OR TO ADHERE TO A PARTICULAR TRADING PROGRAM IN SPITE OF TRADING LOSSES ARE MATERIAL POINTS WHICH CAN ALSO ADVERSELY AFFECT ACTUAL TRADING RESULTS. THERE ARE NUMEROUS OTHER FACTORS RELATED TO THE MARKETS IN GENERAL OR TO THE IMPLEMENTATION OF ANY SPECIFIC TRADING PROGRAM WHICH CANNOT BE FULLY ACCOUNTED FOR IN THE PREPARATION OF HYPOTHETICAL PERFORMANCE RESULTS AND ALL OF WHICH CAN ADVERSELY AFFECT ACTUAL TRADING RESULTS.

9.4 SYMETRIQ-specific limitations, in addition to the above:

(a) The backtest engine is not the live engine. Backtests use historical bars and modeled fills; live trading uses live data, real Broker responses, real latency, real rejections, and real liquidity. The two can diverge materially even for the same Strategy. (b) Historical data is imperfect. It may contain gaps, bad ticks, survivorship bias, look-ahead bias from revised data, and vendor differences from what your Broker showed at the time. (c) Fees, spreads, financing, and taxes may be modeled approximately or not at all. (d) Optimization and data mining. Testing many parameter sets or many Strategies and keeping the best is a form of curve-fitting. The more you search, the more likely the winner is luck. AutoResearch searches at scale; its best results are especially exposed to this. (e) Walk-forward testing reduces but does not remove over-fitting; it still relies on the past. (f) Paper Mode uses simulated or demo fills, has no real liquidity constraint, and involves no fear of loss. Paper results routinely overstate live results. (g) Regime change. A Strategy tuned to one market regime can fail completely when the regime changes, and regime changes are visible only in hindsight.

9.5 The prescribed statements above are shown wherever Hypothetical Performance is displayed on the Platform.

In plain terms: a backtest is a story about the past told by someone who already knows the ending. It can help you throw out bad ideas. It cannot tell you a good idea will keep working.

10. Strategy Builder and AutoResearch risk

10.1 Strategy Builder gives every User the same building blocks. Templates, examples, and defaults illustrate the tool; they are not recommendations, and they have not been assessed for you. The Strategy you assemble is yours and may be unprofitable, unsafe, or unsuited to current conditions.

10.2 AutoResearch scans public sources for strategy ideas, translates them into rules, backtests them, and shows you the results. It never activates a Strategy on its own; a discovered Strategy trades only if you review and expressly activate it. Its outputs are Hypothetical Performance and are especially exposed to the data-mining limitation in 9.4(d). Its source material may be wrong, promotional, outdated, or unsuitable for your instruments. Discovered strategy logic may be subject to third-party intellectual-property claims if you republish it.

10.3 Activating a discovered or templated Strategy is your decision and your responsibility, exactly as if you had written it yourself.

11. Broker, counterparty, and account risk

11.1 Your Broker holds your money and controls your account. Your Broker may fail, become insolvent, freeze withdrawals, restrict trading, change margin, reject orders, cancel trades, revoke API access, or liquidate your positions, at any time and for its own reasons. None of that is within our control.

11.2 Your Broker's records are the authoritative record of your account. If the Platform and your Broker disagree, your Broker controls.

11.3 Your Broker's terms, API policies, and automation rules govern your use of the connection. A breach of your Broker's rules can cost you your account.

11.4 Prop-firm, funded, and evaluation accounts have their own rules on automation, consistency, news, hours, and size. Using SYMETRIQ with such an account can breach those rules and cost you the evaluation, the funding, or a payout. We do not assess compatibility with any firm's program.

11.5 Broker integrations are listed to show technical compatibility. Listing does not mean a Broker endorses us, and does not mean every feature is verified for every account type.

12. Security and credential risk

12.1 You connect your Broker to the Platform with an API key. A key that can trade can lose money. A key with withdrawal permission can move money. You must create trade-only keys with no withdrawal, transfer, or funds-movement permission, restrict them by IP where your Broker allows, and never reuse them elsewhere.

12.2 We encrypt stored keys and never expose them in plaintext. No system is perfectly secure. A compromise can originate at us, at your Broker, at your LLM provider, at a cloud provider, on your device, or through phishing, malware, or credential reuse. The industry's worst automated-trading losses have come from stolen API keys used to trade victims' accounts, in some cases through the key holder's own device rather than the platform.

12.3 If a key is compromised, the trades land in your Broker account and the loss is yours. Revoke the key at your Broker immediately. We are not liable for losses from compromises originating outside our systems, and our liability for those originating inside is limited by the Terms.

12.4 Your SYMETRIQ login controls your Strategies and risk settings. Protect it with multi-factor authentication. Anyone who controls your login can change what the Platform does with your Broker account.

In plain terms: your API key is a signed blank check for trades. Make it a check that cannot be cashed for withdrawals, keep it in your pocket, and cancel it the instant you think someone else has seen it.

13. Availability, outages, emergency actions, and business-continuity risk

13.1 The Platform can be unavailable at any time — maintenance, defects, cloud or network outages, attacks, provider failures, or our own error. Unavailability may last minutes or days. During unavailability the Platform cannot place, modify, or cancel orders or show you your positions, and Broker-side orders alone protect you.

13.2 We may halt order transmission, suspend Broker connections, or take the Platform offline in an emergency, with or without notice. A halt never closes positions.

13.3 We are a very small company. Key-person risk, funding risk, and legal or regulatory risk could force us to change, suspend, or discontinue the Platform, possibly on short notice. If we discontinue the Platform, your open positions remain at your Broker and you must manage them.

13.4 Do not use SYMETRIQ in a way that assumes continuous, supervised, or guaranteed operation. Maintain your own ability to manage your positions directly at your Broker at all times.

14. Third-party infrastructure and data risk

14.1 The Platform depends on third-party cloud hosting, edge networking, database and authentication services, payment processing, email delivery, sign-in providers, market-data providers, and LLM providers. Any of them can fail, degrade, change, suffer a security incident, or terminate service. Their failure is our failure, and it is outside our control.

14.2 Platform data may be stored and processed outside your country.

14.3 Market data comes from third parties, may be delayed or wrong, and may be withdrawn.

15. Multi-tenant, cadence, and capacity risk

15.1 The Platform serves many Users on shared infrastructure. Load from other Users, rate limits at shared providers, or capacity constraints can delay evaluation of your Strategies or transmission of your orders.

15.2 Your subscription tier sets your evaluation cadence. A slower cadence means later signals, later exits, and potentially worse fills. You chose the tier; you accept the trade-off.

15.3 No User receives execution priority over another, and orders are never aggregated across Users.

16.1 SYMETRIQ is not registered with or licensed by the SEC, CFTC, FINRA, NFA, FinCEN, or any state regulator. You do not have the protections that apply when dealing with a registered broker, adviser, or CTA — no fiduciary duty, no suitability review, no regulatory capital, no investor-protection fund. Any protection you have comes from your Broker's status, not ours.

16.2 Laws change. A change in securities, commodities, digital-asset, consumer, privacy, or AI law could restrict or end the Platform, restrict an instrument, or require us to withdraw from your jurisdiction.

16.3 You are responsible for your own compliance — pattern-day-trading and margin rules, position limits, reporting, short-sale rules, exchange rules, sanctions, and the rules of your own country.

16.4 Taxes. Trading creates taxable events. Automated trading can create hundreds of them. Wash-sale and similar rules can disallow losses. We do not provide tax advice or tax forms; your Broker's records are your tax record.

17. Conflicts of interest

17.1 SYMETRIQ's principals and personnel trade their own accounts, may use the Platform to do so on the same engine as you, and may hold or trade instruments the agents discuss. Their positions may differ from any output you see. We do not trade against Users, do not use Users' Strategies or orders for our own trading, and do not give any account priority; we do not undertake to disclose personal holdings except as law requires.

17.2 We receive no payment from any Broker and no share of your trading. Our only revenue from you is your subscription.

18. Behavioral risk — automation bias and over-reliance

18.1 Automation bias is the tendency to trust a machine's output more than it deserves. A dashboard full of agents, scores, and green backtests can feel like certainty. It is not.

18.2 "Set and forget" is the most dangerous way to use this Platform. Unmonitored automation turns small problems into large ones.

18.3 Over-trading and over-leverage are easier with software than by hand. A Strategy that trades often, in size, on leverage, multiplies every other risk in this statement.

18.4 Sunk-cost and revenge behavior — increasing size or loosening limits after losses — is a common path to ruin, and software makes it faster.

In plain terms: the tool is patient and tireless. Make sure you are the one with judgment.

19. No guarantees, no suitability, no advice

19.1 We make no representation that any Strategy, feature, agent, backtest, or use of the Platform will be profitable, will avoid loss, or will perform as intended.

19.2 We have not assessed, and do not assess, whether trading or any Strategy is suitable for you.

19.3 Nothing on the Platform is investment, trading, tax, or legal advice. Before trading, consider consulting a licensed professional who knows your circumstances.

20. What you must do

Before you enable Live Mode, and continuously afterward, you must:

  1. Read this statement and the Terms, and understand every instrument you trade.
  2. Trade only risk capital you can lose completely.
  3. Use a trade-only, withdrawal-disabled, IP-restricted Broker API key, and never share it.
  4. Enable multi-factor authentication on your SYMETRIQ and Broker accounts.
  5. Run every Strategy in Paper Mode first and understand why it does what it does.
  6. Set risk limits and a Broker-side stop-loss you could actually live with, then assume the stop may not fill.
  7. Size positions so that a software defect, a duplicate order, or a gap through your stop would hurt but not ruin you.
  8. Monitor your Broker account and the Platform regularly — daily at minimum, more when markets are volatile.
  9. Keep your own ability to see and close positions at your Broker, independent of the Platform, and know how to do it quickly.
  10. Re-test Strategies after Platform updates.
  11. Understand that a Halt never closes positions, and be ready to act at your Broker when one occurs.
  12. Comply with your Broker's rules, any prop-firm program rules, and the laws that apply to you.

21. Your acknowledgment

By accepting this Risk Disclosure Statement, you acknowledge and agree that:

I acknowledge that I have received, read, and understood this Risk Disclosure Statement.

[ ] I accept · Version 2.0 ·

If you do not agree, do not enable Live Mode and do not use SYMETRIQ to trade.

This Risk Disclosure Statement is a draft prepared for review by qualified fintech / securities / CFTC counsel. It is not legal or financial advice. All bracketed items must be resolved before publication.